Loan Consolidation

Money loan for the purchase of a car

For a new car you can put money aside, but it is also possible to make money available by means of a loan for the purchase of a car. 

Geld lening voor de aankoop van een auto

When you purchase a brand new car, you will usually lose a considerable amount.

This can cost a lot of savings and because you undoubtedly want a financial buffer to absorb setbacks, it may be a good idea to take out a loan for a new car. The loan can be taken out with a bank or a lender.

Personal loan

Many consumers finance the purchase of a car through a personal loan. A personal loan can be taken out with the bank or other lenders. When purchasing a car, it is also possible to request a loan from the ANWB and Autoweek. A personal loan has a fixed term and a fixed interest rate. The big advantage of these features is that you know where you stand. You know exactly how long the period in which you repay the loan and you also know what you repay on a monthly basis.

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Benefits personal loan when buying a car

If you are going to buy a new car it can be very useful to request a personal loan. You can then (in consultation with the lender) adjust the term of the loan to the lifetime of the car. This way you can prevent that you have another loan, while the car for which you have taken out the loan is already worn out or is greatly reduced in value. It is therefore necessary to carefully study the technical details of the vehicle and maintain economical driving behavior to ensure a long service life of your vehicle.


Another option to finance the purchase of a car is financial lease. When you decide to lease a car, you are guaranteed a fixed term and fixed costs. You know exactly where you stand when you lease a car. When you opt for a financial lease, you often first have a down payment, then you pay monthly installments and there is a final installment. It is very important that you have an eye for the final installment, as it has to be paid at the end of the term.

Special actions

Apart from a personal loan or financial lease, various car brands or companies offer the possibility to pay the car in two installments by means of special promotions. In that case no interest is charged. However, the outstanding amount must be paid when the car has been debited. If you do not have enough financial means to pay the second installment, the car can be taken or you will still have to take out a loan. This option is therefore particularly advantageous if you have the opportunity to make a substantial payment in two installments.

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